Odds Now At 100% (CERTAIN) The U.S. Prime Rate Will Remain at 6.75% After the January 28, 2026 FOMC Monetary Policy Meeting

Prime Rate Prediction

Prime Rate Forecast

As of right now, our odds are at 100% (certain) the Federal Open Market Committee (FOMC) of the Federal Reserve will vote to leave the benchmark target range for the fed funds rate (TRFFR) at the current 3.50% - 3.75% at the January 28^TH, 2026 monetary policy meeting, which would leave the United States Prime Rate at the current 6.75%.

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Inflation and Jobs

• Year-on-year (Y-o-Y), the Core PCE Price Index was 2.8% during November, 2025.
  
  
  The previous Y-o-Y reading (October, 2025) for the Core PCE Price Index was 2.7% (unrevised).
  
  
  
• According the Labor Department, an estimated 50,000 nonfarm jobs were created during December, 2025.
  
  The October, 2025 reading was revised to -173,000. 😕
  
  
  The unemployment rate was 4.4%. 

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Stay tuned...

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The United States Prime Rate was lowered to the current 6.75% on December 10, 2025.

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SUMMARY

• Current odds the U.S. Prime Rate will remain at 6.75% after the January 28^TH, 2026 FOMC monetary policy meeting: 100% (certain.)

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